Top five reasons why people are moving to PerkStreetSM
You’ll have your own reason, maybe a new one. If so let us know. Here are the top five reasons why thousands of people across America chose PerkStreet.
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1
The most debit card rewards in America
The typical American family can earn over $600 every year. No bank gives you more debit card rewards than PerkStreet. With the high cost of branches, other banks can't compete.
Since these programs reward customers with different currencies (points, miles or cash back) and some programs only offer rewards for certain purchase categories, we made some assumptions to get to a fair comparison:
- A customer makes $10,000 in total qualified purchases a year, $2,200 is allocated towards gas, groceries and drugstore purchases.
- To calculate the earn rate on points programs, we had to value what a point is worth by looking at how manypoints it takes to get a $100 or a $200 gift card and how much you'd have to spend to earn those points.
- PerkStreet customers earn 2% cash back which means for $10,000 in qualified spend they wouldearn $200 back.
- Where customers earn miles, 1 mile is valued at $0.008
- One of the tricks banks play is in advertising a higher earn rate but then effectively lowering it bycharging you an annual fee. We subtracted the annual fee from the rewards earned for a fair comparison.
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2
Stuff that makes you happy
PerkStreet gives you real perks that make your day a little more awesome. Redeem online in 60 seconds and, unlike other credit and debit cards, we don't make you accumulate points for months or years before you can redeem them. No points systems or hassles here, just real stuff and pure happiness.
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3
The largest free ATM network in America
Use your PerkStreet FinancialSM Visa® Debit Card at any STARsf® surcharge-free network ATM without paying a fee. Chances are, we give you more surcharge-free ATMs than your bank.
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5
FDIC and Fraud Protection
Never worry. Your deposits are always insured, up to $250,000, and Visa fully protects your debit card from fraud.
