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The people working to make banking better
Dan O'Malley
Chief Executive Officer
Dan believes banking needs change. Sustainable change. As an executive in the banking and credit card industries, Dan realized that financial services suffer from some serious incentive problems. Earning rewards for using a credit card encourages you to — surprise — use your credit card too much. And building big, expensive bank branches encourages under-investment in phone and internet customer service. Dan believes that organizations that create the right incentives can change industries for the better, even ones with as much need for help as banking. That's why he founded PerkStreet.
Before PerkStreet, Dan co-founded Capital One's Payments division, where he created the industry-changing decoupled debit card and launched the company's prepaid business. Dan loves launching breakout new strategies, which he did in Capital One's corporate strategy team and at Oliver Wyman, one of the world's largest management consultancies. He also loves math (even if that makes him a dork), with a background in quantitative analysis and a BSE in Operations Research from Princeton University. Other loves? Baseball, cooking, and lightly roasted African coffees.
Jason Henrichs
Chief Operating Officer
Jason is a serial entrepreneur with a long history in financial services. He began his career making boxes in the shipping department of Deluxe Check Printers over 15 years ago. He's come a long way since then, helping both public and private companies to build products that better meet the needs of their customers and to discover the digital world. Most recently he helped a large public company overhaul its strategy to offer multiple financial products tailored to the needs of students.
Jason believes deeply in the power of high technology to improve people's lives. He has participated in high-tech start-ups as an advisor (of companies building everything from mobile phone apps to travel advice), an investor (as Managing Director at Rock Maple Ventures), and an executive (as the Chief Operating Officer of US Genomics). For Jason, PerkStreet's ability to use technology to reinvent banking and rewards is what really gets him jazzed. Jason has a degree from Harvard University and is a frequent speaker on the subjects of innovation and customer-centric organizations. When not working from a coffee shop, Jason can be found doing just about anything active outdoors.
Curt Wright
Vice President, Technology
Curt is the Vice President of Technology at PerkStreet after making a career developing a range of financial software applications at companies like Macgregor, ITG, and Athena Investment Systems. Curt sees technology as the means to make lives better — not more complicated. He sees tremendous opportunity to use technology to improve the way consumers interact with their finances, which is one of the reasons he helped co-found PerkStreet.
In addition to overseeing technology and infrastructure for PerkStreet, Curt is our "go to" guy for recommendations on the latest consumer electronics and well, just about everything else we're thinking about buying. When Curt makes a recommendation, you can rest assured he's done the research and probably tried each of the products himself just to be sure.
John Magee
Vice President, Analytics
John joined PerkStreet because he is passionate about the transformative power of online financial services to help people make better decisions about money. Data drives the possibilities of online finance, and as PerkStreet's VP of Analytics, John is responsible for using behavioral and transactional data to make PerkStreet the best debit card choice a person can make. John came to PerkStreet after building and leading technology and analytics capabilities for leading marketing agencies such as Euro RSCG and Mullen, where he worked with online banking and finance companies including GMAC Bank (now Ally), LendingTree, ING, and Virgin Money.
John is an inveterate geek and a lapsed scientist - while at MIT, he co-authored cognitive perception studies that were published in the leading journals Science and Nature. But most of all, he is obsessed with music - as a player, listener, critic, and librarian. And this is where PerkStreet comes in: when you spend what seems like 99% of your disposable income on music, it is awfully nice to get some back for free. That's a good decision.
