PerkStreet Financial

PerkStreet Merchants

Amazon.com Gift Cards

Amazon.com Gift Cards* never expire and can be used to purchase millions of items at Amazon.com. Use your Amazon.com Gift Card to shop from a huge selection of Books, Electronics, MP3 Music Downloads, Software, Home & Garden, Jewelry, Beauty, Apparel, Toys, and much more. PerkStreet will deliver your Amazon.com Gift Card claim code to you via email within 3 business days of redeeming PerkStreet perks.

Amazon MP3 music downloads

Amazon.com Gift Cards* never expire and can be used to purchase millions of items at Amazon.com. Use your Amazon.com Gift Card to buy great music at www.amazon.com/mp3, or shop from a huge selection of other items. The Amazon MP3 catalog includes millions of songs, starting at $.79, that can be played on virtually any MP3 player, including the iPod®. PerkStreet will deliver your Amazon.com Gift Card claim code to you via email within 3 business days of redeeming PerkStreet perks. Amazon.com is not a sponsor of this promotion.

*Amazon, Amazon.com, Amazon MP3, the Amazon MP3 logo and the Amazon.com logo are trademarks of Amazon.com, Inc. or its affiliates. Amazon.com Gift Cards (“GCs”) may be used only for purchases of eligible goods on Amazon.com or its affiliated website Endless.com. GCs cannot be redeemed for purchases of gift certificates or cards, or for items from some third party sellers. GCs cannot be reloaded, resold, transferred for value, redeemed for cash or applied to any other account. Amazon MP3 downloads are only available to customers located in the United States. To redeem a gift card for Amazon MP3 downloads you must have opened an Amazon account and must accept the Terms of Use for the Amazon MP3 music download service. See www.amazon.com/gc-legal for complete terms and conditions. GCs are issued and © 2009 by ACI Gift Cards, Inc., a Washington corporation.

Apple

The PerkStreet Financial℠ Visa® Debit Card lets you earn free music, coffee and cash back from the merchants shown on this website. iTunes® and iTunes Logo® are registered trademarks of Apple Inc. Apple Inc. is not a participant in or sponsor of this promotion.

Best Buy

The PerkStreet Financial℠ Visa® Debit Card lets you earn free music, coffee and cash back from the merchants shown on this website. BEST BUY® is not affiliated with PerkStreet Financial. Best Buy does not sponsor, endorse, approve or have any responsibility for this promotion. BEST BUY, the BEST BUY logo and the tag designs are trademarks of BBY Solutions, Inc.

Bruegger's

The PerkStreet Financial℠ Visa® Debit Card lets you earn free music, coffee and cash back from the merchants shown on this website. Bruegger's is not affiliated with PerkStreet Financial. Bruegger's does not sponsor, endorse, approve or have any responsibility for this promotion. Bruegger's and the Bruegger's logo are trademarks of © Bruegger's Enterprises, Inc.

Dunkin' Donuts

The PerkStreet Financial℠ Visa® Debit Card lets you earn free music, coffee and cash back from the merchants shown on this website. The Dunkin’ Donuts trademarks/ trade dress are owned by DD IP Holder LLC. Used under license. Dunkin’ Donuts is not a sponsor of this promotion.

GAP

The Options giftcard can be used at all Gap, Old Navy and Banana Republic locations and online at Gap.com, OldNavy.com, or BananaRepublic.com. Only 2 giftcards are redeemable per online transaction. The Options giftcard is redeemable for merchandise only and cannot be replaced if lost or stolen. Gap Inc. and its related companies are not affiliated with or sponsors of this promotion.

Peet's

The PerkStreet Financial℠ Visa® Debit Card lets you earn free music, coffee and cash back from the merchants shown on this website. Peet's is not affiliated with PerkStreet Financial. Peet's does not sponsor, endorse, approve or have any responsibility for this promotion. Peet's and the Peet's logo are trademarks of © Peet's Coffee & Tea, Inc.

Rhapsody

The PerkStreet Financial℠ Visa® Debit Card lets you earn free music, coffee and cash back from the merchants shown on this website. Rhapsody is not affiliated with PerkStreet Financial. Rhapsody does not sponsor, endorse, approve or have any responsibility for this promotion. Rhapsody and the Rhapsody logo are trademarks of © RealNetworks, Inc.

Starbucks

The PerkStreet Financial℠ Visa® Debit Card lets you earn free music, coffee and cash back from the merchants shown on this website. Starbucks, the Starbucks logo and the Starbucks Card design are either trademarks or registered trademarks of Starbucks U.S. Brands, LLC. Starbucks is not a participating partner or sponsor in this offer.

Target

The PerkStreet Financial℠ Visa® Debit Card lets you earn free music, coffee and cash back from the merchants shown on this website. The Bullseye Design and Target are registered trademarks and Target GiftCard is a service mark of Target Brands, Inc. All rights reserved. Terms and conditions are applied to GiftCards. Target is not a participating partner in or sponsor of this offer.

Ticketmaster

The PerkStreet Financial℠ Visa® Debit Card lets you earn free music, coffee and cash back from the merchants shown on this website. Ticketmaster is not affiliated with PerkStreet Financial. Ticketmaster does not sponsor, endorse, approve or have any responsibility for this promotion. Ticketmaster and the Ticketmaster logo are trademarks of Ticketmaster Entertainment, Inc. Terms and conditions apply to Ticketmaster gift cards. Please visit http://www.ticketmaster.com/h/giftcards/terms.html for more information.

Member FDIC
A member of the FDIC

Banking services provided by
The Bancorp Bank, FDIC insured.

Help

Resources

The Fine Print

866.792.2834 fast live service, 24/7

Open your account online and fund the account with $25 or more. When your Current Account Balance at the start of the day is $5,000 or more, you'll earn 2% cash back for all non-PIN debit card purchases you make on that day. When your Current Account Balance at the start of the day is less than $5,000, you'll earn 1% cash back on all non-PIN debit card purchases you make on that day. To determine your starting Current Account Balance, we use your closing balance after all settled transactions from the previous business day. Pending purchases and transactions are not included in your Current Account Balance. You will earn 2% cash back on non-PIN debit card purchases no matter what your balance is for the first 3 months, starting on the day that your account is opened. A month is defined as a 30 day period - not a calendar month. There is no limit to the total amount you can earn.

In addition, you will earn up to 5% cash back when shopping at certain retailers. We will announce the retailers and associated time periods for earning up to 5% cash back at those retailers via Twitter (@perkstreet), our Facebook page or other company communications.

If you choose to earn coffee or music instead of cash back, you'll earn:

Music: For every $100 in non-PIN debit card purchases, you will earn 2 songs when your Current Account Balance at the start of the day is $5,000 or more or 1 song when it is below $5,000. You will earn up to 5 songs for every $100 in non-PIN debit card purchases at the selected retailers specified by PerkStreet^SM.
Coffee: For every $200 in non-PIN debit card purchases, you will earn 2 cups of coffee when your Current Account Balance at the start of the day is $5,000 or more or 1 cup when it is below $5,000. You will earn up to 5 cups of coffee for every $200 in non-PIN debit card purchases at the selected retailers specified by PerkStreet.

You may switch perks programs at any time with no penalty.

Any goods or services purchased with your PerkStreet card that are returned or otherwise credited to your account will not earn perks.

Purchases of currency, cash or cash equivalents also will not earn perks and includes, without limitation, currency from the U.S. Mint, travelers cheques, gift cards, prepaid debit cards or other cash equivalents. PerkStreet may require you to provide documentation to validate that purchases qualify to earn perks.

PerkStreet Financial^SM reserves the right to exclude purchases that we determine are not made for your personal, family or household purposes or are not made with the good faith intention of your consuming the item purchased.

Existing customers have been upgraded via email and now earn 2% cash back on non-PIN debit card purchases they make on days where their starting Current Account Balance is $5,000 or more.

This offer and the calculation of perks are subject to the terms and conditions of your perks account. We may modify or cancel this offer at any time. This offer expires September 15, 2010.

Making $601 in weekly non-PIN purchases will earn you $625 in perks annually (when you maintain a balance of $5,000). According to the U.S. Bureau of Labor Statistics, the average American household spends $601 per week on purchases that could be put on a debit card, including stuff like utility bills or rent.

* The average debit card offers .04% rewards vs. PerkStreet at 1%. 17% of debit cards offer rewards (Source: BAI/Hitachi 2008 Study of Consumer Payment Preferences). Of debit cards that offer rewards, the average value provided is 0.23% of spending (Source: Survey of the top 10 bank holding companies by total domestic deposits, as ranked by the FDIC). The resultant value provided by the average debit card is 0.04% of spending compared to PerkStreet at 1% cash back with no minimum Current Account Balance requirement and 2% cash back with an Current Account Balance of $5,000 or more.

**The Visa Zero Liability policy covers U.S.-issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Consult issuer for additional details or visit www.visa.com/security.

The merchants represented are not sponsors of PerkStreet perks, or otherwise affiliated with PerkStreet Financial, Inc. The logos and other identifying marks are trademarks of and owned by each represented company and/or its affiliates. Used under license. Please visit each company's website for additional terms and conditions of use.

The Bullseye Design and Target are registered trademarks and Target GiftCard is a service mark of Target Brands, Inc. All rights reserved. Terms and conditions are applied to GiftCards. Target is not a participating partner in or sponsor of this offer.

PerkStreet Financial

We blog too

PerkStreet Merchants